In the mortgage industry, not all brokers are created equal. Many prioritize convenience by locking in deals with a limited group of large underwriters (UWMs), often accepting wider margins that inflate your rate or fees.
At AZ Mortgage Broker, we do it differently.
With over 25 years of experience and more than $2 billion in originations, we carefully manage every margin to deliver the lowest possible costs. We don’t sell exclusively to the big UWM type wholesale lenders….we actively shop all our approved wholesalers for every file, uncovering superior pricing, programs, and flexibility that volume-driven brokers routinely miss.
Wholesale structures explained:
Wholesale lenders fund loans offered through independent brokers at competitive rates. Brokers shop multiple wholesalers, negotiate tighter margins, and match borrowers to the best terms, delivering better pricing than retail lenders who sell their own products directly.
Arizona’s market rewards this approach. Whether in Phoenix, Scottsdale, or Tucson, let our experienced, team led by Craig Turley, CMC, be your resource.
Experience the true broker advantage. Email craig@azmortgagebroker.com for more information on how to get the true mortgage broker advantage.

